Umbrella Insurance 

Extra protection where you need it

When you need the comfort of extra protection we are happy to step in and offer umbrella policy protection. We work with many companies that are able to add at minimum an additional million dollars’ worth of liability coverage above and beyond your existing policy limits. This typically low cost coverage comes at a rate of a couple hundred dollars or less a year and offers a priceless peace of mind. Going the distance to protect you, your family and your assets our agency is happy to discuss your options.

What is an umbrella policy?

You need to add your teenager onto your policy as soon as they become a licensed driver. They do not need to be listed on the policy while they are just carrying a permit (as they are not a licensed driver yet). However, it would be a good idea to update your auto insurance agent when your child has gotten their permit. Letting your agent know about the driving permit gives them the opportunity to begin shopping around with all of our carriers to find the best insurance rates available. Planning ahead will help you know what rate to expect ahead of time. In addition, it will give you time to seek out the “good student discount” and “approved driver safety course discount” documentation so that you are ready when your teen gets his or her actual driver’s license.

Who should have one?

We recommend that everyone carry an umbrella policy. This is designed to cover you and family financially from catastrophic life events that could occur.

Check Out Our Tutorial Video To Learn The Basic Coverages Of An Auto Policy




Kate Petree went above and beyond to find me a better policy for both my home and auto. I appreciated her knowledge and how she was able to explain the benefits, etc. of my policies. On a side note, I work in a real estate office and she also quickly assisted a client of mine with his policy. Greatly appreciated!

Shawn Jaeger on the business team is THE best! I’ve shopped around a ton for insurance and he has beat the pricing and the coverage hands down! The best part is that he genuinely cares and listens to your needs. With our company we are creating a scaling plan and he is not only quoting to help provide forecasting info for us, he is also helping make a plan based off our needs. Great family guy, honest, and helpful. I’m super pleased and highly recommend. Thanks Shawn!

What a great experience. They gave me several options with different companies and did an outstanding job explaining the differences. Most companies just sell you their own companies policy. I was able to get a great policy that was within my budget.

Disclaimer: Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise, email, voice mail, fax nor any social media page. No binder, insurance policy, change, addition, and/or deletion to insurance coverage will go into effect until confirmed directly by a licensed agent.


7901 Southpark Plaza #110,
Littleton, CO 80120
8am-5pm Monday - Friday



Fax: 720.283.1726