Auto Insurance 

With a variety of insurance carriers in our arsenal we are confident that we can help. We’re happy to discuss your needs and put a policy in place for you that is bound to exceed your expectations as we offer you the best price, protection and service on the market. Working with some of the biggest names in the industry, you’ll be able to rest assured knowing that not only do you have the coverage of a reputable company but you also have the service to back it. We can insure anything from your classic convertible to your daily driver. Give us a spin and see how we can guide you through the insurance process and get you covered today!

Where should I set my deductibles at?

We always recommend looking at different deductible options and the premiums associated. Picking the correct auto insurance deductible for you is all about what you can afford to pay out of pocket if/when a claim occurs and also what auto premium fits your budget.

Full coverage or liability insurance only?

This is always a tricky question and varies based on the customer themselves. When our clients ask whether they should carry full coverage auto insurance or liability only, we always respond back with the question “how much do you feel your car is worth?” Then we follow that question up with “so if you were to get in an accident and wreck your car tomorrow, what would that amount of money be worth to you?” These two questions help the client answer realize the best deductible option themselves. Also keep in mind, if you have a loan on a vehicle, most likely your finance company is going to require that you carry full coverage insurance with a minimum of $1,000 deductibles for comprehensive and collision.

Should I add accident or ticket forgiveness if available?

We would absolutely recommend adding these coverages if available. This is even more important for teen auto insurance. Teenagers are definitely more likely to get into an accident or be cited with a traffic ticket. The rate increase without accident forgiveness could be substantial. Traffic ticket or accident forgiveness usually waives one incident in the household within that insurance policy term. This type of coverage could end up saving you a lot of money.

At what point do I need to add a teenage driver to my policy?

You need to add your teenager onto your policy as soon as they become a licensed driver. They do not need to be listed on the policy while they are just carrying a permit (as they are not a licensed driver yet). However, it would be a good idea to update your auto insurance agent when your child has gotten their permit. Letting your agent know about the driving permit gives them the opportunity to begin shopping around with all of our carriers to find the best insurance rates available. Planning ahead will help you know what rate to expect ahead of time. In addition, it will give you time to seek out the “good student discount” and “approved driver safety course discount” documentation so that you are ready when your teen gets his or her actual driver’s license.

What GPA does my teenage driver need for a good student discount?

Your student needs to be able to document a 3.0 or better GPA in school from their last semester’s report card.

Check Out Our Tutorial Video To Learn The Basic Coverages Of An Auto Policy




Kate Petree went above and beyond to find me a better policy for both my home and auto. I appreciated her knowledge and how she was able to explain the benefits, etc. of my policies. On a side note, I work in a real estate office and she also quickly assisted a client of mine with his policy. Greatly appreciated!

Shawn Jaeger on the business team is THE best! I've shopped around a ton for insurance and he has beat the pricing and the coverage hands down! The best part is that he genuinely cares and listens to your needs. With our company we are creating a scaling plan and he is not only quoting to help provide forecasting info for us, he is also helping make a plan based off our needs. Great family guy, honest, and helpful. I'm super pleased and highly recommend. Thanks Shawn!

What a great experience. They gave me several options with different companies and did an outstanding job explaining the differences. Most companies just sell you their own companies policy. I was able to get a great policy that was within my budget.

Disclaimer: Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise, email, voice mail, fax nor any social media page. No binder, insurance policy, change, addition, and/or deletion to insurance coverage will go into effect until confirmed directly by a licensed agent.


7901 Southpark Plaza #110,

Littleton, CO 80120

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Fax: 720.283.1726

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